Can UPI be done offline?

Yes, UPI can be done offline. The primary method is by dialing the USSD code *99# from a registered mobile number, which allows users to perform transactions, check balances, and manage UPI without an active internet connection. This service operates nationwide and is supported by numerous banks. Additionally, services like UPI LITE X enable small-value offline payments up to ₹500 per transaction, maintaining a total balance of ₹2000.