Can I use Paytm UPI without an ATM card

Yes, you can use UPI without an ATM or debit card if your bank supports Aadhaar-based UPI registration. This is becoming possible with the introduction of features like UPI on Aadhaar, allowing verification using Aadhaar OTP. On the Paytm app, you can link your bank account and select the Aadhaar verification method to set your UPI PIN, provided your bank participates.