Can I track a UPI payment with the ID?

Yes, you can track a UPI payment using the unique 12-digit UPI reference number, also called the UTR number. This reference ID acts as proof of payment and is crucial for verifying transactions and resolving any disputes. You can find this number in the transaction history section of your UPI application or on your bank statement. Sharing this ID with your bank's support team allows them to confirm successful processing.