Can I track a transaction using a reference number?

Yes, you can track a transaction using a reference number. For UPI transactions, a unique Transaction Reference Number (TRN) or UPI Reference Number (UTR) is generated. This 12-digit number helps in tracking the payment status, verifying success or failure, and reporting any related issues. For example, within the Paytm app, you can find this number in the 'Balance & History' section for a specific transaction.