Can I pay 3 lakhs UPI?

The standard maximum daily UPI transaction limit set by NPCI (National Payments Corporation of India) is ₹1 lakh (INR 1,00,000). Therefore, a payment of 3 lakhs (INR 3,00,000) generally exceeds the daily limit. However, some specific transactions, such as IPO applications and payments to educational institutions or hospitals, have enhanced limits of up to ₹5 lakhs. Your ability to pay 3 lakhs depends on the transaction type.