Can a 17 year old use Paytm

A 17-year-old can use Paytm for UPI transactions if they have a bank account linked to their mobile number and have completed KYC. According to RBI guidelines, banks may allow minors aged 10 or older to open and operate accounts independently. The ability to use Paytm's UPI feature ultimately depends on the bank's policy regarding independent accounts for minors and successful setup via a linked debit card or alternative method.