Is UPI autopay safe?

Yes, UPI AutoPay is designed with multiple security layers by the National Payments Corporation of India (NPCI) to ensure safe recurring transactions. Security measures include two-factor authentication (2FA) with a UPI PIN required for the initial mandate creation and for certain high-value transactions. Users also receive real-time transaction alerts and have full control to modify or cancel mandates through their UPI app settings, allowing continuous monitoring of activity.