Which bill payment app is the most secure

Papaya, a free and award-winning bill payment app, emphasizes security, stating it is HIPAA and PCI compliant, and uses bank-level security measures. Users can pay all bills by simply snapping a photo, leveraging the same technology used for depositing checks on banking apps. Paytm also offers advanced security features like its dedicated Security Shield and biometric login options (fingerprint and facial recognition) to protect user accounts and transactions.