Who is eligible for SBI home loan?

SBI home loan eligibility generally extends to Indian residents, including NRIs and Persons of Indian Origin (PIOs). Applicants are typically required to be over 18 years old. They must have a stable income, whether salaried or self-employed, as the loan amount is based on repayment capacity. For specific loan types like a top-up, repayment history might also be a factor.