How much CIBIL is required for a personal loan?

While the minimum CIBIL score for a personal loan varies among lenders, a score above 700 is typically needed for a smoother approval process. Many banks, such as ICICI Bank, suggest aiming for a score of 750 or higher to secure the most favorable interest rates and loan terms. A lower score (e.g., 650-699) might still result in approval but could come with stricter conditions or higher interest rates.