Can I get a loan without a job?

Yes, you may be able to obtain a personal loan even if you are out of work. Lenders often consider alternative forms of repayment, such as alimony, unemployment benefits, rental property income, or the value of collateral for hard money loans. Some financial institutions, such as Paytm, also allow applications for personal loans without traditional income proof, requiring documents like an Aadhaar Card and a PAN Card instead.