Can I get a 0% interest personal loan?

Generally, 0% interest personal loans are rare, as lenders make profit through interest charges. Some credit cards offer introductory 0% APR on purchases or balance transfers for a limited time, but these are not personal loans. Personal loans typically have interest rates, which vary based on your credit score and the lender. It's best to compare offers from different financial institutions to find the lowest rate available to you.