is pan card required for opening bank account

A Permanent Account Number (PAN) is generally mandatory for opening a regular bank account in India. However, exceptions exist for certain accounts. You can open a Basic Savings Bank Deposit Account (BSBDA), or a "Small Account," without a PAN card by submitting alternative proof of identity and address, or by signing Form 60. Keep in mind that these accounts typically have restrictions on monthly transactions and balance limits, and a PAN is required to upgrade to a full, regular savings account.