is pan card mandatory for bank account

PAN is generally mandatory for opening a regular savings bank account in India, as per Income Tax rules. However, you can open a Basic Savings Bank Deposit Account or a "Small Account" without a PAN by providing alternative proof of identity like your Aadhaar card and submitting Form 60. Be aware that these small accounts usually have restricted features, including limits on transactions. A PAN card becomes compulsory for certain high-value transactions, such as depositing cash exceeding ₹50,000 in one day.