how to know where my pan card is used

You can know where your PAN card is used by checking your financial records for any unknown transactions or accounts. The most reliable ways are:

• Check Form 26AS/Annual Information Statement (AIS) on the Income Tax e-filing portal, as it records all major financial transactions linked to your PAN.
• Regularly check your credit score and credit report from a credit bureau. This will reveal if any loans or credit accounts have been opened fraudulently using your PAN.

Regular monitoring helps safeguard against potential misuse or identity theft.