how to check loans on pan card

You can check active loans linked to your PAN card by reviewing your detailed credit report, as all loan and credit accounts are mapped to your PAN.

• The most reliable way is to obtain your credit report from major Credit Information Companies (CICs) like CIBIL, Experian, or Equifax, which lists all active and closed loans.
• Alternatively, you can check through your bank's official net banking portal or mobile application, typically in the 'Loans' section.
• Regularly checking your credit report helps you monitor your credit health and detect any unauthorized loans taken in your name.