how to check active loan on pan card

The most reliable method to check active loans linked to your PAN card is by reviewing your credit report. Your credit history, including all active and closed loan accounts, is mapped to your PAN and compiled by credit bureaus in India. You can check your active loans by:

• Accessing your credit report through major credit bureaus like CIBIL or Experian by providing your PAN and other details.
• Logging into your bank’s net banking portal or mobile application and navigating to the 'Loans' section.
• Contacting your lender's customer service directly and providing your PAN for verification.

Regularly checking your credit report helps safeguard against fraudulent loans.