How to get msme loan

To get an MSME loan in India, follow these steps:

• Register your business on the Udyam portal to obtain an MSME certificate.
• Check eligibility, typically requiring an age of 21–65 years and a good credit score (750+).
• Prepare documents including KYC (Aadhaar, PAN), business proof, bank statements (6–12 months), and ITR.
• Apply online through bank websites or the "MSME Loan in 59 Minutes" portal, or visit a bank branch.
• Submit your business plan for verification to receive funds upon approval.