Which bank has the highest limit?

The deposit protection limit for customers of UK-authorized banks, building societies, or credit unions is set by the Prudential Regulation Authority (PRA) under the Financial Services Compensation Scheme (FSCS). This limit is increasing to £120,000 from December 1, 2025, from the previous £85,000. All eligible firms share this same maximum compensation limit per person, per firm, ensuring consumer confidence in the safety of their money.