How much time does income tax refund take

An income tax refund usually takes 20 to 45 days to be credited to your bank account after the return has been processed. The timeline begins only after the taxpayer successfully e-verifies the filed ITR. Key requirements for a timely refund include:

• Accurate filing of the tax return
• Prompt e-verification of the ITR
• A pre-validated bank account linked to your PAN

If the Income Tax Department identifies discrepancies, data mismatches, or requires additional verification, the processing time may exceed the standard duration.