To close a current account in India, follow these steps:
- Visit your home branch and submit a completed account closure form.
- Provide valid KYC documents like Aadhaar and PAN for verification.
- Surrender all account-related items, including unused cheque leaves, debit cards, and passbooks.
- Clear any outstanding dues or overdrafts before initiating the request.
- Ensure the account balance is zero; the bank will disburse any remaining funds via cash, cheque, or transfer to another account.
Once processed, obtain a written confirmation of the closure.