when are credit scores updated

Credit scores typically update at least once a month. This is because lenders and other creditors generally report your latest account activity, such as payments and balances, to the credit bureaus every 30 to 45 days. Since each creditor follows its own reporting schedule, new information may be added to your credit report multiple times throughout the month. Consequently, your credit score can change more often than monthly, as a fresh score is generated every time it is requested, reflecting the most current data available.