what's my cibil score

The CIBIL score is a three-digit number, ranging from 300 to 900, that represents your creditworthiness in India. Issued by the Credit Information Bureau (India) Limited (CIBIL), it is essentially a numerical summary of your borrowing and repayment history. Lenders use this score to evaluate your financial health and determine the risk involved in granting loans or credit cards. A score of 750 or higher is generally considered excellent and improves your chances of securing credit on favourable terms.