what is the minimum cibil score

The CIBIL score in India ranges from 300 to 900, with 300 being the lowest. While there is no universal minimum, a score below 600 makes loan approval highly difficult. Most lenders, especially for unsecured products like a personal loan, generally look for a minimum CIBIL score of 650 to 700. To secure the best interest rates and loan terms, an excellent score of 750 or above is typically required, as it demonstrates strong creditworthiness.