what is my credit score

Your credit score is a three-digit number that reflects your overall credit health and creditworthiness. Lenders use this score to evaluate the risk of providing you with loans or credit. The score is calculated based on information from your credit report, primarily considering:

• Your history of paying bills on time.
• The total amount of debt you owe.
• The duration of your credit history.

A strong credit score is typically essential for securing favorable interest rates and loan offers.