What is a credit score in Paytm?

A credit score in Paytm is a three-digit numerical representation, typically ranging from 300 to 900, that reflects an individual's creditworthiness based on their borrowing and repayment history. It serves as a financial report card that banks and lenders use to assess the risk of lending money or issuing credit cards. Paytm allows users to check their detailed credit report from bureaus like CIBIL or Experian for free, helping them monitor their financial health, track loan accounts, and ensure timely repayments.