Is 824 a good credit score?

Yes, a credit score of 824 is considered excellent and is well above the average in India. Most credit bureaus in India, such as CIBIL, use a scoring range of 300 to 900. An 824 score indicates a very high level of creditworthiness and responsible financial behavior. With this score, you are likely to receive quick approvals for loans and credit cards, along with the most favorable interest rates and processing terms from banks and financial institutions.