is 785 a good cibil score

Yes, a CIBIL score of 785 is considered excellent. The CIBIL score is a three-digit summary of your credit history that ranges from 300 to 900. A score of 750 and above is typically classified as excellent. This rating signifies a very strong credit profile and responsible repayment behaviour. With a score of 785, you have a very high likelihood of getting quick approvals on loan and credit card applications, and you are more likely to secure favorable terms, such as lower interest rates, from lenders.