Is 738 a good credit score?

Yes, a credit score of 738 is considered a good score in India. Most credit bureaus, such as CIBIL, range scores from 300 to 900. A score of 738 indicates responsible credit behavior and a disciplined repayment history. With this score, you have a high probability of getting approval for credit cards and loans, including home or auto loans, from various banks and financial institutions. Maintaining a score above 750 can further help you secure even better interest rates and faster processing of your applications.