You can check your CIBIL Score and detailed Credit Report for free on the official website of TransUnion CIBIL or through other authorized credit information companies. The process generally involves these simple steps:
- Visit the official CIBIL website and locate the free credit score service.
- Register or log in by providing essential personal and identity details, including your PAN card number.
- After successful verification, you will gain access to your three-digit CIBIL Score and the full report.
Checking your own score is a 'soft inquiry' and does not negatively impact your creditworthiness.