how to increase cibil score from 500 to 750

You can increase your CIBIL score from 500 to 750 by adopting disciplined financial habits over time. It typically takes 12 to 18 months of consistent effort.

• Prioritize timely repayment of all EMIs and credit card dues, as payment history is the most crucial factor.
• Maintain a low Credit Utilisation Ratio, ideally below 30% of your total credit limit.
• Avoid applying for multiple new loans or credit cards simultaneously.
• Regularly monitor your credit report for any inaccuracies and raise a dispute to correct them quickly.