How to get a high credit score?

To achieve a high credit score in India, consistently follow these essential practices: - Pay all loan EMIs and credit card bills in full by the due date.
- Keep your credit utilization ratio below 30 percent of your total limit.
- Maintain a healthy mix of secured and unsecured credit over a long period.
- Avoid making multiple hard inquiries by applying for several credit products simultaneously.
- Regularly review your credit report from bureaus like CIBIL to rectify any inaccuracies promptly.