Credit Score

How to get a good credit score fast?

To get a good credit score fast, ensure you pay all your loan EMIs and credit card bills on time, as repayment history has the highest impact. Reduce your credit utilization ratio by keeping spends below 30 percent of your total limit. Check your credit report for errors and rectify any inaccuracies immediately through official bureau disputes. Additionally, avoid making multiple loan or credit card applications in a short period to prevent hard inquiries. Maintaining old credit accounts also helps build a longer, more positive credit history.

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