how to download credit report

To download your credit report, you can access it through the official websites of credit bureaus like CIBIL, Experian, Equifax, and CRIF, or via a financial aggregator.

• First, you must register or log in on the platform.
• Next, submit your KYC details, including your PAN number, and complete identity verification with an OTP.
• Once verified, you will be able to view your score and download the detailed credit report in a secure, password-protected PDF format.
• As per RBI guidelines, every individual is entitled to receive one free credit report from a bureau per calendar year.