How soon does a credit score update?

Your credit score typically updates once a month, though it can change more frequently if you have multiple credit accounts. In India, credit bureaus like CIBIL, Equifax, Experian, and CRIF High Mark receive data from banks and financial institutions every 30 to 45 days. Once this updated information regarding your repayments and loan balances is reported, the bureaus recalculate your score. Therefore, you will generally see significant changes reflected in your credit profile within a monthly billing cycle.