How much can I borrow with a 700 credit score?

With a 700 credit score, you can typically borrow a significant amount, often between 10 to 20 times your monthly salary for personal loans or up to 60 times for home loans. While 700 is a good score in India, the exact limit depends on several factors:

• Monthly income and employment stability.
• Fixed Obligation to Income Ratio (FOIR), where total EMIs should not exceed 50-60% of your net income.
• The specific lender's internal multiplier and eligibility criteria.
• Existing debt obligations and repayment history.