How long does it take for a credit score to update?

Credit scores in India typically update every 30 to 45 days. This timeline depends on when your bank or financial institution reports your repayment data and credit activity to bureaus like CIBIL.

• Reporting Cycle: Most lenders share updated information with credit bureaus once a month, usually at the end of a billing cycle.
• Processing Time: Once the bureau receives the data, it may take additional time to process and reflect the changes in your score.
• Multiple Lenders: If you have multiple loans or cards, your score might fluctuate more frequently as different banks report on different dates.