how can i increase my cibil score

The most effective way to improve your CIBIL Score is by adopting disciplined financial habits.

• Always pay your loan EMIs and credit card bills on or before the due date.
• Maintain a low credit utilisation ratio, keeping it ideally below 30%.
• Avoid applying for multiple credit products simultaneously.
• Keep older credit accounts open to maintain a healthy credit history length.
• Regularly check your credit report for any inaccuracies and dispute them promptly.