Can I get a free credit score?

Yes, you can get a free credit score and a full credit report in India. As per RBI mandates, all credit information companies are required to provide one free full credit report (FFCR) once every calendar year to individuals upon request. You can access these free reports by visiting the official websites of the four major credit bureaus:

• TransUnion CIBIL
• Experian
• Equifax
• CRIF High Mark

Recent guidelines also ensure that these reports are updated every 15 days, helping you track your credit health effectively.