Getting a credit card depends on meeting the eligibility criteria set by the card issuer. Key factors include:
- Age: Typically between 18 and 70 years.
- Income: A steady source of income, whether salaried or self-employed.
- Credit Score: A good credit score, usually 750 or above, significantly improves your chances.
- Documents: Valid identity proof (like Aadhaar or Passport), PAN card, and income proof (like salary slips or ITR).
- Residential Status: Most issuers require you to be an Indian resident.
Approval is subject to the bank's internal verification and RBI guidelines.