Which credit card?

Selecting the right credit card depends on your spending habits and financial goals. For beginners, lifetime-free cards like IDFC First Millenia or Axis My Zone are excellent choices. Frequent travelers may prefer cards with lounge access and low forex markups, such as BOB Eterna or AU Zenith+. High spenders can benefit from premium options like HDFC Infinia or ICICI Emeralde Private for superior rewards. Ensure you meet eligibility criteria, such as a credit score above 750 and stable income, before applying through official bank websites.