When can I get a credit card?

You can get a credit card once you meet the eligibility criteria set by Indian banks. Key requirements include:

• Age: You must be at least 18 years old, though many banks require a minimum age of 21 for primary cardholders.
• Income: A stable monthly income is essential. Minimum requirements typically start around ₹15,000 for salaried individuals.
• Credit Score: A good credit history, usually with a score of 750 or above, significantly improves your chances.
• Documentation: You must provide valid KYC documents like PAN card, Aadhaar, and income proof.