What is a credit card BIN?

A Credit Card BIN (Bank Identification Number) refers to the first six to eight digits of a credit card number. It is a unique identifier used to determine the financial institution or bank that issued the card. The BIN is essential for secure transaction processing as it helps:

• Identify the card network, such as Visa, Mastercard, or RuPay.
• Verify the card type, whether it is a credit, debit, or prepaid card.
• Prevent fraudulent activities by matching the issuer's location with the transaction details.