How to use a virtual credit card?

Using a virtual credit card is similar to using a physical one but designed for secure online transactions. To use it, follow these steps:

• Generate the card via your bank's official mobile app or net banking portal.
• Obtain the unique 16-digit card number, expiry date, and CVV.
• Enter these details at the merchant's checkout page for online or in-app payments.
• Verify the transaction using an OTP sent to your registered mobile number.

These cards provide enhanced security as they are often single-use or have specific spending limits.