How to pay someone using a credit card?

You can pay someone using a credit card primarily for merchant transactions by linking a RuPay credit card to a UPI-enabled application. Once linked, you can scan a merchant’s QR code or enter their UPI ID to make a payment.

• Linking: Add your RuPay credit card to your UPI app and set a UPI PIN.
• Payments: Scan the merchant QR code and select the credit card as the payment method.
• Restrictions: Personal transfers to friends or family (P2P) are generally not permitted using a credit card on UPI.