How to get your first credit card?

To get your first credit card in India, you must be at least 18 years old and have a steady source of income. You can apply by following these steps:

• Apply through the bank where you hold a savings account, as they have your financial history.
• If you lack a credit history, consider a secured credit card issued against a Fixed Deposit (FD).
• Submit required documents, including PAN card, Aadhaar card, and proof of income like salary slips or ITR.
• Compare cards with low annual fees and benefits that match your spending habits.