How to get a student credit card?

To get a student credit card in India, you generally need to be at least 18 years old and enrolled in a recognized educational institution. Since students often lack a regular income or credit history, banks typically issue these cards against a Fixed Deposit (FD) as collateral. Follow these steps to apply:

• Open a Fixed Deposit account with a bank.
• Apply for a secured credit card against the FD.
• Submit your KYC documents, such as Aadhaar card, PAN card, and proof of college enrollment.
• Wait for the bank to process and issue the card.