How to get a credit card?

To get a credit card in India, you must be at least 18 years old and have a steady income. Start by checking your credit score on platforms like CIBIL, as a higher score improves your chances. Compare various cards based on interest rates, annual fees, and benefits. Once selected, apply online through the bank's official website or visit a branch. You will need to provide documents such as PAN card, Aadhaar for KYC, and proof of income like salary slips or IT returns. For those without a credit history, a secured credit card against a fixed deposit is a recommended option.