How to cancel a credit card application?

To cancel a credit card application, you must contact the bank's customer service immediately before the application is processed or approved. Since online applications are often processed within minutes, quick action is essential. Follow these steps:

• Call the bank’s dedicated credit card helpline or visit the nearest branch.
• Provide your application reference number and identity details for verification.
• Request the representative to withdraw your application.
• Obtain a formal confirmation or reference number for the cancellation request.

If the card is already approved, you may need to close the account separately as per RBI guidelines.