How long does it take to get a credit card?

In India, it typically takes 7 to 15 working days to get a credit card after your application is approved. While many banks offer instant in-principle approval online, the complete process involves KYC verification and credit assessment as per RBI guidelines. Once the bank grants final approval, the physical credit card is dispatched and usually reaches your registered address within 7 to 10 business days. The entire process from submission to delivery generally takes about 2 to 3 weeks depending on document accuracy.